AI that moves money has to answer to the FCA.
Credit decisions, financial guidance, compliance checks. When your AI makes calls a regulated firm is accountable for, we test it against the judgement of practising finance professionals, and give you the evidence.
The financial AI we validate
Advice & guidance copilots
Assistants that give customers or advisers financial guidance, where suitability and fair-outcome rules decide what a correct answer is.
Lending & affordability
Models that assess affordability, score credit, or recommend lending decisions, where a wrong call harms real households and draws regulatory scrutiny.
Underwriting & claims
AI that prices risk, triages claims, or recommends settlements, where consistency and justification matter as much as the answer.
Compliance & financial crime
Screening and monitoring tools for AML, KYC, and market abuse, where a missed flag is the expensive kind of silence.
Risk scoring & monitoring
Systems that score, rank, or alert on risk, where the EU AI Act treats credit scoring as high-risk by default.
Client communications
Generated reports, summaries, and marketing, where the financial promotions regime applies whether a human wrote it or not.
Validation is mapped to the regimes your firm answers to, so the evidence we produce supports the conversations you'll actually have: with risk teams, with auditors, and with the regulator.
- FCA Consumer Duty: fair outcomes, fair value, and customer understanding
- Suitability and appropriateness rules for advice and guidance
- The financial promotions regime for generated client communications
- SM&CR: the accountability your senior managers carry for AI outputs
- EU AI Act high-risk obligations, including credit scoring
- UK GDPR rules on automated decision-making and explainability
Reviewed by people who hold the standard, not people who read about it.
Practising advisers, paraplanners, compliance officers, risk professionals, and accountants grade your AI's outputs the way they'd grade a junior colleague's work: against the rules they answer to every day.